OneDrive

If you would pay for Word and Excel anyway, Microsoft 365 Personal bundles 1 TB of OneDrive with them, so the storage comes almost as a bonus. Subscribers can also roll their whole OneDrive back to any point in the last 30 days, the feature that matters after ransomware or a sync that wipes the wrong folder. Read the Family plan carefully. New Family subscribers from October 8, 2026 get 2 TB shared among every member rather than a terabyte each, and existing subscribers move to the shared 2 TB at renewal from May 2, 2027. Storage on Personal cannot be shared at all. The free tier is 5 GB, and Personal Vault adds a second identity check before sensitive files open.