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Photopea
Use Photopea when the file you hand back still needs to be a PSD. It opens and saves layered PSDs in the browser, and you can edit raster and vector masks or change the source inside a Smart Object. The free editor shows ads. Check advanced effects in the app that will reopen the file.
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Affinity by Canva
Choose Affinity for a composite you plan to keep in its native format. A free Canva account gives you masks, adjustment layers, and live filters. Enable the option to import PSD Smart Objects where possible if you need to edit them. If you export back to PSD, reopen a test copy to check what carried over.
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GIMP
Pick GIMP for open-source compositing on your desktop. Keep the working file as XCF so you can reopen and adjust layer effects. GIMP can export a PSD, but some blending modes lack exact Photoshop equivalents. Check layers whose appearance depends on how they blend.
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Krita
Choose Krita for layered paintings. Transform and filter masks let you revise the placement or look without changing the paint underneath. Its PSD support covers raster layers, groups, and transparency masks. Save a KRA master because Krita’s transform masks do not carry over to PSD, and check the exported copy before sending it.
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